in order to alleviate the financing difficulties and expensive problems of small, medium and micro foreign trade enterprises in our province, Hubei Provincial Department of Commerce launched the "Chu trade loan" business last month. The reporter learned that at present, the first batch of enterprise loans applying for this business have been issued in place
according to the implementation plan of Chu trade loan for financing business of small, medium and micro foreign trade enterprises in Hubei Province (for Trial Implementation), our province will set up a special Fund for financing risk of 50 million yuan for enterprises with an export of less than 50 million US dollars and an operating income of less than 400 million yuan last year, and take export credit insurance and loan guarantee insurance as credit enhancement means to improve the enthusiasm of bank lending
after public bidding, three banks, Hubei Branch of Bank of China, Hubei Branch of Bank of communications and Wuhan Branch of Zheshang Bank, were determined to undertake the "Chu trade loan" business. The upper limit of RMB loan interest rate of Bank of China Hubei branch and Bank of communications Hubei branch is 3.85%, and the upper limit of RMB loan interest rate of Zheshang Bank Wuhan Branch is 3.77%. The special fund for financing risk of "Chu trade loan" is 50 million yuan. It is expected that "Chu trade loan" will help small, medium-sized and micro foreign trade enterprises in the province solve the credit demand of 835 million yuan every year
small, medium-sized and micro foreign trade enterprises can apply for "Chu trade loan" online and offline. Foreign trade enterprises can log in to the "Chu trade loan" information platform for online application, or apply offline at three business outlets of the undertaking bank
on June 30, Wuhan Lideli Trading Co., Ltd. became one of the first batch of small, medium and micro foreign trade enterprises supported by "Chu trade loan" in the province. The company is a small and micro enterprise engaged in the export of clothing, footwear and sporting goods. Since this year, affected by the epidemic and other factors, foreign customers have delayed payment, and the enterprise's capital turnover is facing great difficulties. Through the "Chu trade loan" platform, BOC streamlined the handling process and timely put 1.5 million yuan of one-year working capital loan in place at a preferential interest rate of 3.2%, which solved the urgent needs of enterprises
as of last week, 62 foreign trade enterprises in the province have registered on the "Chu trade loan" information platform, and 56 enterprises have applied for loans online; The three undertaking banks have granted credit to 12 households with an amount of 50.1 million yuan, and lent 10 households with an amount of 45.35 million yuan
[source: Voice of Hubei]
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